REFRESHING INSIGHTS

from the McClone team

Spousal Surcharges: Another Technique to Address Rising Health Insurance Costs?

It’s no secret that health insurance premiums keep going up. Last year, the annual increase for employers was over 10% and 2018 is expected to bring even higher rate increases.

Topics: employee benefits

5 Questions Employers Should Never Ask During Job Interviews

It’s not unusual to start off an interview with some pleasantries before diving into the nitty gritty of qualifications, experience and salary expectations. After all, those first impressions are important on both...

Topics: HR Services

Attracting Talent with Retirement Plans — Common Questions Answered

The tide has shifted – unemployment is lower than it has been in a long time and most potential recruits have multiple options when looking for work. Employers who want to vie for their attention need to offer more...

Topics: HR Services

4 Factors that Impact Your Workers’ Compensation Premiums

Unless you’re self-employed without any other employees, every business is required by law to have workers’ compensation (work comp) insurance. This important regulation helps protect the livelihoods and well-being...

Topics: business insurance

Understanding the Family Medical Leave Act (FMLA)

“Never get so busy making a living that you forget to make a life.”

Workers in every sector are increasingly taking this quote to heart, and taking advantage of the Family Medical Leave Act (FMLA) offered by their...

Topics: HR Services

Best Practices for Creating an Engaging Employee Handbook

Every company has certain policies and legal requirements when it comes to informing employees about their rights and what’s expected of them — from family leave and labor practices to performance and behavior.  Some...

Topics: HR Services

Self-Funding? What Your Business Needs to Know About Stop-Loss Coverage

An increasing number of small and mid-sized businesses (SMBs) are mitigating the risks of rising healthcare premiums by turning to self-funded health insurance models. While not for every business, there are many ...

Topics: HR Services

Should You Stay on Employer Health Coverage or Switch to Medicare?

Most people understand that when they reach age 65, they’re eligible for Medicare health coverage. It’s about this time that their mailboxes get bombarded with flyers from insurance providers vying for their...

Topics: Medicare

Employee Wellness Programs — A Key to Lowering Healthcare Costs

While the economy continues to improve, many businesses aren’t feeling its effects as they watch profits get eaten away by rising healthcare costs. According to the Kaiser Family Foundation, the average health...

Topics: employee benefits

Scaling Your Business? Don’t Forget to Scale HR With It

When most companies talk about scaling their business, there’s an emphasis on strategic initiatives to increase sales and marketing, improve quality and production, secure new equipment or acquisitions, research new...

Topics: HR Services